Budgeting on a tight income feels impossible, but small steps create stability. First, prioritize survival expenses: rent, utilities, groceries. Negotiate bills—many providers offer hardship plans.

Next, trim non-essentials. Swap gym memberships for free YouTube workouts, or use libraries for entertainment. Avoid “shrinkflation” by buying store-brand staples in bulk.

Earn micro-income: Sell unused items online, participate in paid surveys (e.g., Swagbucks), or freelance a skill (editing, dog-walking). Every $20 adds up.

Finally, build a mini-emergency fund—even $5/week helps. Poverty isn’t a moral failure; your budget should reflect reality, not guilt.